One of every five motor vehicle accidents takes place in a parking lot, and 14% of all accident damage claims stem from these collisions. Determining liability in a parking lot accident is difficult because the lots are private property. If you are involved in such a collision, you will need to take steps to protect yourself and ensure that you receive the proper compensation.
Causes
Parking lots are the site of so many accidents because they are chaotic places.
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When the bulk of your net worth comes from owning a home, having the appropriate amount of homeowners insurance in place is a must to protect the investment. Procuring the proper insurance policy often centers on looking at the risks most common risks to the location in which your home is located. Has the area near your home been stomped on in the past by Kaiju Eiga (giant monsters) of Godzilla and Ultraman fame?
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Are you worried that getting a dog will increase your home insurance policies? You should be -- dogs are one of the major factors that increase insurance premiums. In fact, dog bites are one of the major sources of home insurance claims, leading dogs to constitute a major risk.
The only way to avoid this is to plan ahead of time:
1. Get Separate Dog Liability Insurance
This may seem contrary to your goals, but sometimes to reduce your overall cost of insurance, you need to purchase more insurance.
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In a perfect world, every account you have will be perfectly balanced, have exceptional customer service representatives, and services will automatically fluctuate to meet your needs. Unfortunately, you don't live in a perfect world and must do a bit of work to get the best service provider for your needs, including auto insurance. When you're in doubt if it's time to adjust your auto insurance carrier, check out these three definite reasons to switch.
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As a vehicle owner, you probably don't have too many personal conversations with your car insurance agent. You might call if you have a question about your bill or a claim that is related to your vehicle, but your conversations with your agent probably pretty much end there. However, there are some situations when you need to get a little personal and tell your insurance agent about what's going on in your life.
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